Tampa Rideshare Accidents


Tampa rideshare accident lawyer for Uber and Lyft crashes

A rideshare crash leaves an extra question on top of the injury: whose insurance pays? Whether you were a passenger, another driver, or a pedestrian, Alanah McGuire identifies the right coverage and pursues your full losses.

  • Serving all of Florida — no office visit required
  • Free case review
  • No recovery, no fee
  • Answered any hour, every time

01 — The reality

Why rideshare crashes are different from an ordinary car wreck

In a rideshare crash, the coverage depends on what the app was doing. If the driver was carrying a passenger or on the way to a pickup, Uber and Lyft each carry a $1,000,000 third-party liability policy in Florida. If the app was off, only the driver’s personal auto policy applies.

That “what was the app doing” question decides which insurer is on the hook, and both companies have an incentive to argue the lower-coverage version. Pinning down the driver’s app status with trip records is often the difference in a claim.

As a passenger you usually did nothing wrong, which can make your claim cleaner — but you may still have to deal with the rideshare company’s insurer, the driver’s insurer, and possibly a third driver’s insurer all at once.

Your side of the case


What Alanah does on a rideshare claim

  • Determines the driver’s app status at the moment of the crash to identify which policy applies
  • Requests the Uber or Lyft trip record and the crash report before the details get murky
  • Coordinates the claim across the rideshare insurer, the driver, and any other at-fault motorist
  • Documents your injuries and treatment so the full loss is provable
  • Pursues a fair settlement and prepares the case for suit if the insurers will not pay

Right now


What to do after an Uber or Lyft crash

  • Get medical care and keep every record — your claim is built on documented injuries
  • Screenshot your ride in the app: the trip, the driver, and the time
  • Photograph the vehicles, the scene, and your visible injuries
  • Report the crash in the Uber or Lyft app, but do not give a recorded statement to any insurer first
  • Call AM Law for a free case review before accepting any offer

Not sure if you have a claim? Find out for free.

Tell us what happened. You'll get a straight answer — fast, at no cost and no obligation.

Free Case Review
  • Reach the firm at (727) 667-7044
  • No recovery, no fee
  • A real attorney on your case

02 — Don’t wait

There is a deadline on your claim

Florida’s deadline to file most injury lawsuits is generally two years from the crash under the 2023 reform (HB 837). Rideshare claims can involve several insurers, so the sooner the trip records and app status are locked down, the stronger the claim.

Please verify before relying on this: Florida's injury-claim deadlines changed with the 2023 reform (HB 837) and depend on the facts of your case. This page is general information, not legal advice — confirm your specific deadline with the firm.

Hurt in a rideshare accidents incident? Let’s talk.

Free case review, no upfront cost, and a firm that keeps you answered — with a real attorney on your case.

Start my free case review
  • Reach the firm at (727) 667-7044
  • No recovery, no fee
  • Answered any hour